Shopping online is fun and enjoyable at the same time bring a lot of safety issues and you can be victim to fraud.So how can you avoid fraudsters and minimize the risk while shopping online? Follow these steps
Not all web pages are secure
Before entering any personal or payment information, take a look at the address bar and make sure URL starts with HTTPS, not HTTP. The letter S, tells the difference between a secure site and an unsecured site. This is a pretty handy tip for browsing both on desktops as well as mobiles.
Buy from “official” sellers
In India, websites like Amazon and Flipkart provide the market place for other sellers. Yet, not all sellers on these websites are equal. A couple of them are almost like “official sellers” even though they are not actually Amazon or Flipkart.
Example, WS Retail is official seller of Flipcart, so make sure you buy product from them.
Similarly Amazon India has an entity called CloudTail Services Pvt Ltd. which is Retailing the bulk of Electronic, Fashion and Beauty products (major contributors in online shopping).
SnapDeal does not directly sell any of the goods on its portal and is a pure play marketplace mod. Infact, snapdeal was the first E-Commerce entity to come up with this model in India (after E-bay). It’s purely a Technology company deriving revenue through commissions from the listed vendors.
Use tools that encrypt keystrokes to bypass keyloggers
There are also application that allows cyber criminals to keep a track of all keys struck on your keyboard. Through keylogging, cyber criminals can get access to all passwords and information you enter. Experts suggest the simplest way to eliminate this risk is use KeyScramber, a free tool that encrypts keystrokes to bypass keyloggers.
Avoid public or unsecure Wi-Fi connection
We all love free Wi-Fi, but it has its own risks. Experts feel entering any personal or financial information on public, unsecured connection should be avoided as user can be easily snooped on. According to Norton Report 2013, about 44 per cent Wi-Fi users user public or unsecure connection to shop online.
Use the right card
Users should try and keep a separate credit/debit card for online shopping of lesser value, rather than one card with all your money in it.
Keep your computer/mobile device virus-free
It is essential to keep your operating system, application and anti-virus (both on PCs and smartphones) up to date, which may include fixes for latest security vulnerabilities. On your smartphones, download banking applications or applications of e-commerce sites only from official stores, such as Google Play and App Store. This reduces the risk of application being Malware-infected.